The mission of Hawaii Community Reinvestment Corporation (HCRC) is to facilitate affordable housing by providing below market rate loans and offering innovative financial resources, consulting, technical assistance, and training.

Financing Programs include our Multi-Family Mortgage Loan product for long-term, fixed rate permanent financing on multi-family rental projects leasing at least 51% of its units at HUD defined affordable levels (< 80% AMI).

Additionally, for the County of Kauai, we offer a Residential Rehabiltation Loan which allows low- and moderate-income households or investors who lease their residential rental properties at affordable levels to low- and moderate-income households, access to low cost funds for repairs or to install energy efficiency solar equipment.

Other financial resources available to facilitate affordable housing developments are Low Income Housing Tax Credits (LIHTC) and New Markets Tax Credits (NMTC), which provide gap capital in the form of equity. 

For more detailed information on any of the affordable housing products and services mentioned above, please click on the applicable links, call us at 808-532-3110 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it. .